Guides

Start here: What to do after a fire →

Structure vs. contents

Two coverages, two processes — and why the contents inventory matters early.

Understanding your policy

What your homeowner policy covers after a fire, in plain language.

Working with the adjuster

What the insurance adjuster does, and how to prepare for the inspection.

Your rights in Texas

General rights and timelines under the Texas Insurance Code, and where TDI fits in.